ID Watchdog is an identity theft protection service that monitors your credit, personal information, and online activity, alerting you to threats and providing restoration support.
Includes three-bureau credit monitoring, dark web scans, SSN monitoring, $1M identity theft insurance, fraud alerts, and 24/7 U.S.-based resolution support.
ID Watchdog assigns a dedicated specialist to help restore your identity, covering up to $1M in losses (e.g., legal fees, lost wages) and guiding you through credit freezes and fraud disputes.
It tracks your SSN, credit reports from all three bureaus, dark web activity, and social media for risks, sending real-time alerts for suspicious activity like unauthorized accounts.
Yes, family plans cover up to 10 members, including spouses and children, with child-specific monitoring for SSN misuse and online threats, at no extra per-person cost.
GizmoGuard is an affordable electronics protection plan covering smartphone, laptops, TVs, gaming consoles, and more under one policy, offering peace of mind against damage and breakdowns.
Plans start at $9.95 (Smartphone Only), $14.95 (Single Plan), and $29.95 (Family Plan), $2.95/month (Smartwatch) (is this an add-on, not standalone), with deductibles as low as $50–$75 per claim.
File claims online through the easy-to-use service portal. Submit repair invoices, and receive reimbursement or replacement after approval—devices must be in your possession.
Use any trusted repair shop or choose from our certified network. Coverage includes drops, spills, and mechanical breakdowns, with fast reimbursement after approval.
Covers smartphones, laptops, tablets, desktops, televisions, gaming consoles, e-readers, and an optional smartwatch (up to one per smartphone), with unlimited devices under Family and Single Plans.
A group benefits program providing access to affordable auto, home, and other personal insurance through a marketplace featuring Farmers as the core carrier, plus Progressive, Safeco, Nationwide, and Travelers—all with group discounts for competitive pricing and coverage options.
Access the online marketplace to quickly receive multiple quotes from leading carriers in one place, helping you compare pricing and coverage without binding restrictions (e.g., coastal or fire-prone areas).
File 24/7 via toll-free hotline (1-800-435-7764), online portal, or mobile app. Carriers prioritize smooth, stress-free processes with dedicated support and options for on-site assistance during disasters.
Primarily employees of participating groups/employers, plus eligible family members. Enroll via your benefits portal—quotes are free, and coverage starts upon binding with no long-term commitments.
Includes Auto (vehicle damage coverage), Home (property protection from damages), Umbrella (extra liability beyond auto/home limits), RV/Boat/Power Sports (reimbursement for motor/aquatic equipment), and Recoup Disaster Recovery (up to $25,000 cash for natural disasters like floods or wildfires).
Group premium discounts apply across all carriers, often lowering rates for employees. Additional savings may include bundling auto/home or safe driver perks—check your eligibility through the platform.
Yes, all carriers (Farmers, Progressive, etc.) are known for top-rated service and high retention rates. They offer quick claims resolution, multiple filing methods, and proactive help to minimize stress.
A comprehensive annual multi-trip plan from Travel Insured International, protecting unlimited pre-reserved trips over 100 miles for unexpected changes like delays, medical issues, or evacuations—ideal for frequent domestic or international travel.
Add Trip Cancellation (100% of cost), Trip Interruption (150% of cost), Cancel for Any Reason (75% refund), Rental Car Damage ($50,000/vehicle), or increased Medical Evacuation ($400,000)—available for an additional cost to customize protection.
Contact Travel Insured International’s 24/7 assistance line immediately for guidance. Submit claims online or via mail with documentation (e.g., receipts, reports); processing is efficient, with reimbursements for covered expenses after review.
This cost of this coverage is $90 annually, providing value for multiple trips—often more affordable than single-trip policies. Optional benefit enhancements are available for an additional cost
(Enrollment link) Coverage applies to unlimited trips over 100 miles; purchase anytime for upcoming travel—review exclusions and limitations before buying.
In most states, when using an in-network provider, claims are paid at the Maximum Allowable Charge (MAC) claim allowance which is the maximum amount a network provider may charge. If using an out-of-network dentist, the claim allowance is considered at the Maximum Allowable Benefit (MAB), which is equal to the lowest network contracted fee in the ZIP Code area.
With no Coordination of Benefits (COB) in our plans, we essentially ignore any other Explanation of Benefits (EOBs) or documentation submitted, therefore we process the claim as primary. b. Because we always pay primary, you can have an Ameritas plan with any number of other dental plans.
Dental – visit our provider directory online. b. VSP – call 800-877-7195, or online. c. EyeMed - call 866-289-0614, or online. d. Confirm directly with provider.
Dental – mail itemized bill to Ameritas, PO BOX 82520, Lincoln NE 68210 b. VSP – call 800-877-7195 or submit online. c. EyeMed – call 866-289-0614 or submit online.
For a plan that is paying benefits to an in-network provider, there should be no “balance billing”, rather the provider would bill the member the portion of the claim that the plan does not cover. (i.e. Ameritas covers 80% for a filling, member is responsible for 20%) b. When paying benefits to an out-of-network provider, the plan pays the insured percentage based on the Maximum Allowable Benefit (MAB) which is the lowest network rate in the ZIP code area. Therefore, if Ameritas covers 80% for a filling, the member is responsible for 20% plus the additional amount charged above the MAB. c. Check out the agent marketing site for state specific details.
Conditions that showed symptoms or were treated before enrollment are considered pre-existing. However, conditions that remain symptom-free for 365 days may be considered cured (excluding knee and ligament issues).
Coverage includes accidents (e.g., broken bones, poison ingestion) and illnesses (e.g., cancer, infections, allergies). Many plans also include hereditary and congenital conditions.
You pay the vet directly, then submit a claim using your receipt. Once approved, Prudent Pet reimburses you by check or direct deposit based on your plan’s reimbursement percentage.
